Tag: best ETFs 2024

  • Top 15 International Stock ETFs for Global Diversification

    Top 15 International Stock ETFs for Global Diversification

    If you’re only investing in U.S. stocks, you’re leaving the rest of the world behind. International ETFs give investors exposure to foreign economies, emerging markets, and global dividend growth — all in one trade. Here’s a breakdown of the 15 best international stock ETFs to consider for your globally diversified portfolio.

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    🌍 1. VXUS – Vanguard Total International Stock ETF

    Covers both developed and emerging markets outside the U.S. — a complete international base.

    2. IXUS – iShares Core MSCI Total International Stock ETF

    Similar to VXUS, offers broad, low-cost exposure to global markets excluding the U.S.

    3. VEA – Vanguard FTSE Developed Markets ETF

    Focuses exclusively on developed economies like Europe, Japan, and Australia.

    4. ACVX – Avantis International Equity ETF

    Factor-based strategy that leans into value, size, and profitability in developed countries.

    5. SPDW – SPDR Portfolio Developed World ex-US ETF

    Cheap, efficient ETF tracking developed world stocks outside the U.S.

    6. FNDF – Schwab Fundamental International Large Company ETF

    Smart beta ETF using fundamental weightings — not market cap — for international large caps.

    7. EWX – SPDR S&P Emerging Markets Small Cap ETF

    A play on small-cap emerging market stocks — higher risk, higher reward.

    8. DLS – WisdomTree International SmallCap Dividend Fund

    Great for income-focused investors; targets international small-cap dividend payers.

    9. VVU – Vanguard FTSE All-World ex-US ETF

    Total global exposure minus U.S. stocks — a long-time favorite for mass diversification.

    10. VWO – Vanguard FTSE Emerging Markets ETF

    Exposure to top EM countries like China, India, Brazil — an essential growth play.

    11. SPEM – SPDR Portfolio Emerging Markets ETF

    Low-cost EM exposure with sector neutrality and decent liquidity.

    12. SCHF – Schwab International Equity ETF

    One of the best cost-effective ways to get developed international exposure.

    13. CWW – iShares Global Consumer Staples ETF

    Not a broad international ETF, but excellent for global staples exposure in safe economies.

    14. ISWG – iShares MSCI World ex USA Growth ETF

    Pure growth play outside of the U.S., focused on developed international markets.

    15. DIM – WisdomTree International MidCap Dividend Fund

    Mid-cap income ETF targeting sustainable dividend growers outside the U.S.


    Final Thoughts:

    Adding international ETFs to your portfolio isn’t just about chasing returns — it’s about managing risk across borders, gaining currency diversification, and capturing global growth. Whether you prefer broad exposure or targeted strategies, these 15 ETFs are essential tools for long-term success.

  • Long-Term Investing in Multiple ETFs: The Power of Massive Diversification

    Long-Term Investing in Multiple ETFs: The Power of Massive Diversification

    Introduction:

    In a world dominated by hype stocks, speculative crypto, and overnight millionaires, long-term investing often gets overlooked. But real wealth? It’s built patiently — and one of the smartest ways to do it is through massive diversification across multiple ETFs.

    Let’s break down why ETF stacking (aka investing in a basket of ETFs) isn’t just safe — it’s powerful.


    Why Diversify with Multiple ETFs?

    Single-stock investing can be risky. You’re betting on one horse in a race filled with injuries, scandals, and sudden crashes. But with ETFs, you’re spreading your money across hundreds — even thousands — of companies, sectors, or even entire countries.

    Now imagine holding multiple ETFs.

    That’s not just diversification — it’s bulletproofing your portfolio.

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    Core Portfolio Strategy

    Here’s a sample of how I structure a diversified, long-term ETF portfolio:

    • VTI (Total US Market) – broad exposure to the entire US stock market.
    • VXUS (Total International) – global diversification outside the US.
    • SCHD (Dividend Growth) – quality U.S. dividend-paying companies.
    • VNQ (REIT ETF) – real estate exposure without owning property.
    • QQQ (Tech Growth) – exposure to innovation and big tech dominance.
    • BND (Total Bond Market) – stability and income from fixed income.

    This combo gives you geographic, sectoral, and income stream diversification.


    The Real-World Benefits

    • Reduced Risk – A crash in one sector won’t wreck your portfolio.
    • Smoother Returns – Volatility gets averaged out over time.
    • Passive Income – Dividend ETFs and REITs generate cash flow.
    • Compound Growth – Long-term compounding across markets and asset classes.

    ETF Investing Tips:

    1. Reinvest your dividends — Don’t spend them; let them snowball.
    2. Use tax-advantaged accounts — IRAs and Roth IRAs help you grow tax-free or tax-deferred.
    3. Don’t chase trends — Stay consistent. Buying and holding works.
    4. Rebalance annually — Keeps your allocations in check.

    Set It and Grow

    Massive diversification isn’t boring — it’s brilliant. It’s how the wealthiest investors build empires over decades. With a mix of the right ETFs, you don’t have to time the market — the market works for you.

    And best of all? It runs on autopilot.